gold loans tempe, mesa, scottsdale, chandler, cash for gold, gold

Gold Loans Tempe Pawn and Gold

Gold Loans are the way to go if you need money right away! Stop by our store to get the cash you need for the gold you own. Be it bullion, coin, or just plain nuggets, let us give you its worth today!  We also love to buy gold jewelry, or scrap jewelry.  Sometimes people have broken earrings, or one earring, or maybe the clasp broke on a gold necklace, that’s totally fine!  It actually doesn’t impact the gold loan we’ll be happy to give to you in any way, shape, or form.  We don’t need your jewelry to be in pristine condition to be eligible for a gold loan.  Here at Tempe Pawn and Gold, all gold is good for a gold loan if you need cash.

Biggest question is how does it work. Simple. Just bring in the gold to our store and our staff will review the gold presented. Once we have given it our once-over, we will provide you with an offer in cash through our pawn loan. If you like the loan offer given, you get the cash shortly afterward. There is paperwork to sign, yes, but you get the cash once that is filled out. The process is rather quick so you’ll be in and out before you know it. Of course, the more gold you HAVE, the longer the process might take. We’re fast, but not THAT fast…yet.

Next up is how long the loan is good for. When people think of gold loans Tempe Pawn and Gold may not be their first choice, but we’ll strive to be the best choice. We typically offer a 90-day grace period with our loans. Yes, this is a loan. But keep in mind, you have several options in how you can pay back the loan. You can pay it within the 90 days time frame, interest and all, and we give you back your gold. If you need more time to pay us back, just pay off the interest and we give you an extension (another 90 days in most cases) to give you the time needed to get the money. However, that also means it will be based on the new amount set (this includes an updated value on interest). Finally, you can choose not to pay. We won’t go after you should you not decide to pay afterwards. It’s your choice. But in doing so, we simply use the gold you offered as collateral to pay the remainder off. You walk away with the money, we keep the gold.


So How Will My Gold Be Appraised?

All of our associates have a near decade long experience in gold buying and gold selling, not only with gold jewelry, but with gold coins, and other gold bullion types.  It all starts when you come down to our store with your piece of gold.  One of our associates will begin the inspection by looking for a stamp that is typically anywhere from 10 kt to 24 kt.  The karat number indicates what the purity of the item is, with the higher karat obviously indicating higher purity.  This means that gram per gram your gold jewelry is worth more cash for a gold loan.  Afterwards, we’ll collect some gold flakes from the object(without harming it of course) and perform an acid test to make sure it’s as pure as it looks.  The last and final process we’ll do is figure out exactly how much the item weighs, and then figure out the amount of gold actually inside it with respect to its karat, and then make you a cash offer on the spot.  When you accept our cash gold loan offer, we’ll simply collect a few signatures from you, and then put cold, hard cash right into your hand.  It’s that easy folks, so come get a gold loan today in Tempe, Phoenix, or Scottsdale.

If you have any other questions, or believe that your piece of gold jewelry is a bit more unique than typical gold, just bring it on down to Tempe Pawn and Gold.  We’d be happy to take a look at special pieces, or give us a call and we can give you more details.  There is no type of gold that we won’t give gold loans on, so don’t think we’re not the pawn shop for you because we are!  We pay the most per gram weight, have the lowest interest rates, and live to serve the proud citizens of Tempe, Scottsdale, and Phoenix.

We at Tempe Pawn and Gold love to hear our customers tell us of their experiences with gold loans, and possibly ways we can try to improve our system to help you, the citizens of Tempe, Mesa, Chandler, and more get the most cash for your gold today!