Diamond Jewelry Loan

Diamond Jewelry Loans at Tempe Pawn and GoldDiamond Jewelry Loans Puts the Most Cash Possible In Your Hands

The value of diamonds are truly timeless, and are a staple in many different traditions across the United States of America.  The inherent and tangible value that they have makes it ideal for a wide array of vital life events like weddings, or family heirlooms.  No matter what kind of diamond jewelry, it can have an intrinsic value that can equate to thousands of dollars.  Although, when times of needing unexpected cash fast, we never think about parting with such precious heirlooms.  And at Tempe Pawn and Gold we would never expect you to either.  At Tempe Pawn & Gold, we’re happy to offer cash diamond jewelry loans wherein you can get the fast cash needed, and have it back in 90 days or less, when you satisfy the loan.

The Diamond Jewelry Loan Specifics

The most important part of any diamond jewelry loan is the valuation stage as a pawn loan is entirely based on the value of the ring itself.  To this end, we equip our pawn shop with experienced pawnbrokers and the best tools.  For instance, we have the Adamas Diamond and Moissanite Tester, to ensure the diamonds are genuine.  After that, our associate will examine the diamond itself, with the aspects of the 4 C’s of Diamonds in mind.

we verify hallmarks on jewelry for the precious metal's purityThe precious metal the diamond(s) are set in, will be assessed and analyzed on its own accord.  Once both valuations are completed, they will be added together to present you with the highest offer possible.  To get it started, we will locate the jewelry’s hallmark.  With the use of our testing kit, our pawnbroker will verify the purity or karat of the gold, platinum or silver.  Once that is done, they will place it on the scale to weigh it, and then check the current spot price.  Once these 3 key factors are confirmed, our associate will present our cash offer to you.

If you accept our cash offer, we will need to see you valid and current driver’s license to complete the paperwork for the pawn loan.  After that, our pawnbroker will need a couple of signatures, and count out our offer into cash in your hands.  The entire process can take as little as 10 minutes.

For the duration of the diamond jewelry loan, your valuables will be kept safe and sound in our locked vault.  In the end, when the loan is paid in full, our associate will hand you back your diamond jewelry, in the same condition it was received.  Because it is important for you to know that your diamond jewelry will be in good hands, until it is back in your possession.

Repaying Pawn Loans Is Easy

90 days to satisfy the diamond jewelry loan and retrieve your jewelryYour diamond jewelry loan follows Arizona State Pawn Laws, and written for 90 days.  You can pay off the loan at any time during those 90 days.  There are never any fees or additional charges for early payment.  In fact, we will reward you by deducting a redemption discount if the loan is paid in full before the 60th day of the loan.

We are also understanding if you are having problems being able to pay off the loan by the 90th day.  Therefore, if you pay only the interest that has accrued to date on your diamond jewelry loan, we can rewrite the loan for another 90 days.  Or, if you choose, you can relinquish the jewelry to the store, and have further obligations to the store for the loan.

At Tempe Pawn and Gold we are here to help you when you are needing fast cash with a diamond jewelry loan, or are looking to sell your diamonds, or any other valuables.  Click on the bottom  right of the screen if you have any questions.  Our assistant will be more than happy to provide the answers and even begin the process online before you arrive at our store.